Secure Your Future
With A Smart
Global Pension Plan
In a landscape where CPF benefits don’t apply to foreigners, we take a fiduciary approach to create tailored pension solutions for expatriates in Singapore. With deep expertise in expat pension planning and global asset protection, we offer strategies that not only preserve your capital but also provide unmatched flexibility and long-term growth.
It’s your time to explore.
Experience a Thoughtful, Strategic Approach to Expat Pensions in Singapore
Reasons How Expat Pension Will Support Your Global Lifestyle
Establish a tailored blueprint for your retirement security, no matter where you work or live.
Access personalized expertise in Singapore pension options for foreigners and global investors.
Incorporate investment management with multi-currency flexibility.
Protect your assets with regulated trust structures for estate and legacy planning strategies.
At BlueAlpha Capital, we combine decades of experience in expat pension planning in Singapore with a global outlook – delivering flexibility, security, and growth potential for your retirement assets.
With Central Provident Fund (CPF) benefits unavailable to foreigners and no employer pension provision for expats on Employment Passes, our fiduciary team designs personalised pension strategies to bridge this gap. Whether you’re building wealth in Singapore or relocating abroad, our solutions – ranging from offshore pension vehicles and multi-currency investment structures to regulated trust protections – move with you, wherever life takes you.
Our approach goes beyond compliance, offering strategic, RDR-compliant advice tailored to your lifestyle, goals, and long-term legacy.
Our Value in Action
*In combined assets under management or advisement
Why Choose Our Expat Pension Advice Service?
Why Choose Our Expat Pension Advice Service?
We design bespoke pension solutions for expatriates on Employment Passes in Singapore, helping you grow your retirement assets tax-efficiently while maintaining full portability across jurisdictions.
Flexible Contribution & Withdrawal Options
Unlike traditional pensions, our solutions offer the freedom to adjust contributions and make withdrawals when needed – providing a level of flexibility often restricted by conventional pension rules.
Offshore Pension Structuring
Our team sets up offshore pension vehicles backed by regulated trust entities – providing asset protection, probate efficiency, and greater control over how your pension is managed. Enjoy broader investment options and multi-currency flexibility tailored to your lifestyle.
Integrated Wealth & Tax Advisory
Our in-house specialists combine pension planning with cross-border tax optimisation, global portability, and first-in-class investment opportunities. The result is a unified wealth solution aligned with your long-term goals and legacy planning.
What Do We Offer In Our Expat Pension Advice Service?
At BlueAlpha, our expat pension advice service is tailored to meet the unique needs of globally mobile individuals. We offer solutions for expatriates on Employment Passes or equivalent in Singapore, whom are not able to contribute to their private pension while overseas. A pension replacement can be tailored for you with increased flexibility and you can even carry the benefits with you when you decide to relocate, making it a perfectly mobile option to build your retirement income.
Automated Monthly Contributions Directly via GIRO From Your Salary
Global Portability With Added Tax Free Growth
Contribute / Withdraw / Top-up, Flexible Pension Schemes
Fiduciary Advice Every Step of The Way
What Do Our Clients Say About Us?
Frequently Asked Questions For Our Expat Pension Advice Service
Foreigners working in Singapore are not entitled to the Central Provident Fund benefits of a pension contribution, unfortunately. Other provisions need to be made in order to secure a continuation of your pension fund for retirement. We provide expatriate-specific pension vehicles that grow with you, while you’re working overseas and continue with you when you relocate. Multiple benefits can be gained from using this type of pension investment. Speak with us to discover more.
Taking your pension offshore can open more opportunities, in terms of investment choice, multi-currency and more flexible access. Pensions moved offshore must be protected by a regulated Trust entity, which we help facilitate the process. We can advise on the best options to consider when thinking about pensions.
No. Some pensions allow for significant flexibility. Typically, domestic pensions offer a narrow investment range, a single currency, and prohibited access until reaching a certain age. Options are available that permit a global investment landscape, multi-currency choice, and flexibility for contribution amount, adding or withdrawing funds.