Expat Financial
Planning Advisors
At BlueAlpha Capital, we help investors in Singapore create a clear and personalised digital financial blueprint. We take time to understand your current situation and then map out your plan via our secure platform to give you a full view of your financial well-being.
With powerful scenario planning tools and ongoing support, you’ll be better prepared for both expected milestones and life’s surprises with the confidence and clarity to achieving your financial goals.
Failing To Plan, Is Planning To Fail
Failing To Plan, Is Planning To Fail
Why Do Financial Planning?
Financial planning is about taking a proactive approach to managing your finances, enabling you to achieve long-term goals with confidence.
How many of your life’s outcomes are as a result of chance? Does merely hoping for something make it happen? We all hope to retire in abundance, but the unfortunate reality for many people may be far from what they “hoped” for earlier in their working life.
Retirement planning is one area you don’t want to leave to chance, as that could be a recipe for disaster.
Longevity studies show that we will be having longer retirement lifespans in future. Today, it is 20-plus years most people can expect. 50+ years ago, the average retirement was only 12 years.
Research shows the majority of average households risk not having enough money in retirement to maintain their living standards. And as we all know – simply ignoring the problem, won’t make it go away.
How Much Will I Need To Retire?
Knowing the answer to “How much will I need to retire?” is a crucial step in planning your financial future. The sooner you anticipate your future requirements, the sooner you can set and track goals that will get you there.
There are different avenues to growing your wealth, having a well-diversified portfolio is just one of them. The key to getting where you want to go is to first know your outcome.
What does financial independence look like to you?
There is a difference between financial security and having financial independence. If your goal is complete financial freedom, it doesn’t just happen by chance, you’ll need a plan to get you there.
Once you have identified what your outcome is, the next step is to evaluate where you are right now. How far are you from achieving your goals? The key to closing the gap between where you are and where you desire to be is to implement the tools and strategies necessary to succeed.
Use our financial calculator to get a sense of what timeline you can invest in to grow your wealth and what amount you could amass in the years to come.
Benefits Of Financial Planning With BlueAlpha
Make things simple, don’t overcomplicate it, or you’ll find every excuse not to get started.
We at BlueAlpha work with you in the initial stages to get your digital financial blueprint set up. Our fully secure retirement planning service details your current assets vs. liabilities, income vs. expenditure, and graphical representation of your goals with fully functional scenario planning for life’s expected (and unexpected) events.
You can see how your wealth is today and how it will look in the future. Our ongoing and proactive support will keep your plan in check periodically, for your life’s changing needs.
Our approach not only allows you to receive comprehensive needs-based advice that allows you to:
Make more informed decisions across your entire financial life that align with your goals
Free-up your time by automating your wealth accumulation journey
What Is Included In Our Financial Planning Services?
Funding for retirement
Forecasting children’s education costs
Identifying gaps in insurance coverage
Saving to buy a property
Cashflow analysis & forecasting
Tax-efficient savings
Financial health check-up
Benefits available to expats in Singapore
What Do Our Clients Say About Us?
Frequently Asked Questions For Our Financial Planning Service
Financial plans allow you to prepare for things like your child’s education, your retirement, or big/unexpected life changes. If you don’t know where you’re going in financial terms, then anything will do! Don’t leave it to chance; preparing for an enjoyable retirement period takes discipline, and having an idea of how much you need to feel comfortable for the kind of lifestyle that you desire.
It should start with your goals, objectives and timeline, and from there we build an investment portfolio tailored to your risk/ return profile.
Speak to us about tax shelters and the benefits available to you as an expatriate working abroad. For example, the Supplementary Retirement Scheme (SRS) is another way to lower your taxable income each year with the added benefit of investing those savings.
The first thing to get started is to decide the percentage of your income you’re going to set aside automatically. From 10% to 20% to 30%, the amount is entirely up to you, though a financial planner can help you with this. Track how much you earn and spend in a month and see how much you can put aside. Save as much as you can, because there’s a payoff between lifestyle comfort today and lifestyle enjoyment later in life.
Our Expert Qualified Financial Advisors Are Ready To Hear From You!
Contact Info
- +65 6505 4100
- support@bluealpha-capital.com
- 7500A Beach Road, The Plaza, Level 17, Singapore, 199591
Contact BlueAlpha Capital
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